:root{
  --navy:#0D2342;
  --gold:#CAA24B;
  --white:#ffffff;
  --light:#f5f7fb;
  --text:#23364d;
  --shadow:0 12px 30px rgba(13,35,66,.12);
}

*{
  margin:0;
  padding:0;
  box-sizing:border-box;
}

html{
  scroll-behavior:smooth;
}

body{
  font-family:"Segoe UI",Tahoma,Geneva,Verdana,sans-serif;
  color:var(--text);
  background:var(--light);
  line-height:1.6;
  padding-top:90px;
}

a{
  text-decoration:none;
}

img{
  max-width:100%;
  display:block;
}

header{
  position:fixed;
  top:0;
  left:0;
  width:100%;
  z-index:1000;
  background:#031B38;
  box-shadow:0 6px 18px rgba(0,0,0,.12);
}

header{
  display:flex;
  justify-content:space-between;
  align-items:center;
      padding:25px 50px;
         border-bottom:4px solid var(--gold);
         transition:all .35s ease;
}
.logo{
    color:var(--gold);
    font-size:2.8rem;
    font-weight:700;
    letter-spacing:2px;
}
.site-logo{
    display:block;
    width:360px;
    max-width:100%;
    height:auto;
}

nav{
  display:flex;
  gap:35px;
}

nav a{
    color:#fff;
    font-size:1.05rem;
    font-weight:600;
    text-decoration:none;
    position:relative;
    padding:8px 0;
    transition:color .3s ease;
}

nav a::after{
    content:"";
    position:absolute;
    left:0;
    bottom:-6px;
    width:100%;
    height:2px;
    background:var(--gold);
    transform:scaleX(0);
    transform-origin:center;
    transition:transform .3s ease;
}

nav a:hover{
    color:var(--gold);
}

nav a:hover::after{
    transform:scaleX(1);
}

.hero{
    min-height:380px;
    display:flex;
    align-items:center;
    justify-content:center;
    padding:80px;
    color:#fff;
    background:
    linear-gradient(rgba(13,35,66,.70),rgba(13,35,66,.70)),
    url("https://images.unsplash.com/photo-1520607162513-77705c0f0d4a?auto=format&fit=crop&w=1600&q=80")
    center center/cover no-repeat;
}
.hero-content{
    max-width:650px;
    margin-left:clamp(1rem,4vw,4rem);
    text-align:left;
    padding:1rem 0;
}

.hero p{
    font-size:1.3rem;
    margin-top:20px;
    margin-bottom:35px;
    max-width:550px;
}
.hero h1{
    font-size:clamp(3rem,6vw,5rem);
    line-height:1.1;
    margin-bottom:20px;
    max-width:750px;
}
.mission-banner{
    background:#f8fafc;
    padding:60px 30px 90px;
    text-align:center;
}

.mission-banner .container{
    max-width:900px;
    margin:auto;
}

.eyebrow{
    display:block;
width:fit-content;
margin:0 auto 20px;
    background:#f5e7bf;
    color:var(--gold);
    padding:8px 18px;
    border-radius:999px;
    font-size:.85rem;
    font-weight:700;
    letter-spacing:1px;
    margin-bottom:25px;
}

.mission-banner h2{
    color:var(--navy);
    font-size:3.3rem;
    line-height:1.2;
    margin-bottom:25px;
}

.mission-banner p{
    color:#555;
    font-size:1.15rem;
    line-height:1.9;
}
.section-divider{
    width:120px;
    height:4px;
    background:var(--gold);
    border:none;
    border-radius:999px;
    margin:45px auto 0;
}
.why-harbor{
    max-width:1200px;
    margin:100px auto;
    padding:0 30px;
    text-align:center;
}

.why-harbor h2{
    font-size:3rem;
    color:var(--navy);
    margin-bottom:20px;
}
.trust-bar{
    background:#fff;
    padding:45px 20px;
    border-bottom:1px solid #ececec;
}

.trust-container{
    max-width:1200px;
    margin:auto;
    display:grid;
    grid-template-columns:repeat(4,1fr);
    gap:40px;
    text-align:center;
}

.trust-item i{
    font-size:2.8rem;
    color:var(--gold);
    margin-bottom:20px;
    display:block;
}
.trust-item h3{
    color:var(--navy);
    font-size:1.1rem;
    font-weight:700;
}
.trust-item{
    transition:all .3s ease;
    cursor:default;
}

.trust-item:hover{
    transform:translateY(-6px);
}

.trust-item:hover i{
    color:#d6a328;
    transform:translateY(-10px);
}

.trust-item i{
    transition:all .3s ease;
}
.trust-item{
    transition:.3s ease;
}

.trust-item:hover{
    transform:translateY(-5px);
}

@media(max-width:900px){
    .trust-container{
        grid-template-columns:repeat(2,1fr);
    }
}
.why-harbor .section-text{
    max-width:800px;
    margin:0 auto 50px;
    color:#666;
    font-size:1.1rem;
    line-height:1.8;
}
.btn,
.btn-outline{
    display:inline-block;
    padding:18px 42px;
    border-radius:8px;
    font-weight:600;
    font-size:1.05rem;
    transition:.3s;
}

.btn{
    background:var(--gold);
    color:var(--navy);
    margin-top: auto;
}

.btn:hover{
    transform:translateY(-3px);
    box-shadow:var(--shadow);
}

.btn-outline{
    display:inline-flex;
    align-items:center;
    justify-content:center;
    padding:16px 34px;
    border:2px solid var(--navy);
    border-radius:10px;
    background:#fff;
    color:var(--navy);
    font-weight:700;
    text-decoration:none;
    transition:all .3s ease;
    box-shadow:0 8px 20px rgba(15,39,71,.08);
}

.btn-outline:hover{
    background:var(--navy);
    color:#fff;
    transform:translateY(-3px);
    box-shadow:0 15px 30px rgba(15,39,71,.18);
}
.how-it-works{
    padding:100px 30px;
    background:#fff;
    text-align:center;
}

.steps{
    max-width:1200px;
    margin:60px auto 0;
    display:grid;
    grid-template-columns:repeat(auto-fit,minmax(280px,1fr));
    gap:40px;
}

.step{
    padding:40px 30px;
    border-radius:18px;
    background:#f8fafc;

    position:relative;
    overflow:hidden;

    transition:all .35s ease;
}

.step::before{
    content:"";
    position:absolute;
    top:0;
    left:0;
    width:100%;
    height:5px;
    background:linear-gradient(90deg,var(--gold),#e8c46a);
    transform:scaleX(0);
    transform-origin:left;
    transition:transform .35s ease;
}

.step:hover::before{
    transform:scaleX(1);
}
.step:hover{
    transform:translateY(-8px);
    box-shadow:0 18px 40px rgba(0,0,0,.08);
}

.step-number{
    width:65px;
    height:65px;
    margin:0 auto 25px;
    border-radius:50%;
    background:var(--gold);
    color:var(--navy);
    display:flex;
    align-items:center;
    justify-content:center;
    font-size:1.6rem;
    font-weight:700;
    transition:all .35s ease;
}

.step:hover .step-number{
    transform:scale(1.1) rotate(-8deg);
    box-shadow:0 10px 25px rgba(202,162,75,.35);
}

.step h3{
    color:var(--navy);
    margin-bottom:15px;
    font-size:1.7rem;
}

.step p{
    color:#666;
    line-height:1.7;
    font-size:1.05rem;
}
.benefits-section{
    max-width:1200px;
    margin:20px auto 80px;
    padding:80px 30px 0;
    text-align:center;
    border-top:1px solid rgba(13,35,66,.08);
}

.benefits-section h2{
    font-size:3.4rem;
    font-weight:800;
    color:var(--navy);
    letter-spacing:-1px;
    margin-bottom:20px;
}

.section-text{
    max-width:720px;
    margin:0 auto 60px;
    color:#5f6775;
    font-size:1.5rem;
    line-height:1.8;
}

.benefits-grid{
    display:grid;
    grid-template-columns:repeat(3,minmax(0,1fr));
    gap:30px;
    max-width:1200px;
    margin:0 auto;
}

.cards{
    display:grid;
    grid-template-columns:repeat(auto-fit,minmax(400px,1fr));
    gap:50px;
    max-width:900px;
    margin:0 auto;
}
.card{
    background:#fff;
    border-radius:20px;
    padding:55px 40px;
    text-align:center;
    box-shadow:0 12px 30px rgba(0,0,0,.08);

    display:flex;
    flex-direction:column;
    justify-content:flex-start;
    min-height:340px;
    
        position:relative;
    overflow:hidden;
    transition:all .35s ease;

}
.card::before{
    content:"";
    position:absolute;
    top:0;
    left:0;
    width:100%;
    height:5px;
    background:linear-gradient(90deg,var(--gold),#e8c46a);
    transform:scaleX(0);
    transform-origin:left;
    transition:transform .35s ease;
    
}
.card:hover .icon{
    transform:scale(1.15) rotate(-5deg);
    color:#e8c46a;
}

.card:hover::before{
    transform:scaleX(1);
}

.card:hover{
    transform:translateY(-10px);
    box-shadow:0 25px 50px rgba(13,35,66,.18);
}

.icon{
    font-size:60px;
    color:var(--gold);
    margin-bottom:35px;
    display:flex;
    justify-content:center;
    align-items:center;
    height:80px;
}
.card:hover{
    transform:translateY(-10px);
    box-shadow:0 25px 50px rgba(13,35,66,.18);
}


.card a:not(.btn){
    color:#162f57;
    text-decoration:none;
    font-weight:600;
    word-break:break-word;
}

.card a:not(.btn):hover{
    color:#c9a44c;
}


.card p{
    color:#666;
    margin-bottom:20px;
    line-height:1.7;
}
.learn-more{
    color:var(--gold);
    font-weight:700;
}
.card h2{
    font-size:2.4rem;
    color:var(--navy);
    margin:15px 0;
    font-weight:700;
}
.price-label{
    color: var(--gold);
    font-size: .9rem;
    font-weight: 700;
    text-transform: uppercase;
    letter-spacing: 1px;
    margin-bottom: 5px;
}

.price-note{
    color: #666;
    font-size: .9rem;
    margin-top: -10px;
    margin-bottom: 20px;
}
.popular-badge{
    display:inline-block;
    background:var(--gold);
    color:#fff;
    padding:8px 16px;
    border-radius:30px;
    font-size:.8rem;
    font-weight:700;
    margin-bottom:20px;
}

.featured-card{
    border:4px solid var(--gold);
    transform:translateY(-8px);
    box-shadow:0 20px 45px rgba(202,162,75,.30);
}
.cta{
    background:var(--navy);
    color:#fff;
    text-align:center;
    padding:80px 20px;
    margin-top:80px;
}

.cta h2{
    font-size:2.5rem;
    margin-bottom:20px;
}

.cta p{
    max-width:700px;
    margin:0 auto 35px;
    color:#d9e2ef;
}
.cta .container{
    max-width:900px;
    margin:0 auto;
}

.cta .eyebrow{
    display:inline-block;
    background:rgba(255,255,255,.12);
    color:var(--gold);
    padding:8px 18px;
    border-radius:50px;
    font-size:.85rem;
    font-weight:700;
    letter-spacing:1px;
    margin-bottom:20px;
    text-transform:uppercase;
}

.cta .buttons{
    display:flex;
    justify-content:center;
    gap:18px;
    flex-wrap:wrap;
}

.cta .btn-outline{
    background:transparent;
    border:2px solid #fff;
    color:#fff;
}

.cta .btn-outline:hover{
    background:#fff;
    color:var(--navy);
}

footer{
    background:linear-gradient(
        180deg,
        #0b203b 0%,
        #061426 100%
    );
    color:#fff;
    padding:70px 40px 30px;
    border-top:3px solid var(--gold);
}

.footer-grid{
    max-width:1200px;
    margin:auto;
    display:grid;
    grid-template-columns:repeat(auto-fit,minmax(220px,1fr));
    gap:40px;
}

.footer-grid h3{
    color:var(--gold);
    margin-bottom:15px;
}

.footer-grid p{
    margin:8px 0;
    color:#d9e2ef;
}

.copyright{
    border-top:1px solid rgba(255,255,255,.15);
    margin-top:60px;
    padding-top:25px;
    text-align:center;
    color:#c8d3df;
}

@media (max-width:900px){
.benefits-grid,
.cards {
    grid-template-columns:1fr;
}

header{
    flex-direction:column;
    gap:20px;
}

nav{
    flex-wrap:wrap;
    justify-content:center;
}

.hero{
    padding:160px 80px;
}

.hero h1{
    font-size:2.5rem;
}

.buttons{
    flex-direction:column;
}

.btn,
.btn-outline{
    width:220px;
    text-align:center;
}

}
/* Services Page Hero */

.services-hero{
    min-height:300px;
    display:flex;
    align-items:center;
    justify-content:center;
    padding:45px 20px 30px;
    background: linear-gradient(
    180deg,
    #ffffff 0%,
    #f7f9fc 100%
);
    text-align:center;
    box-sizing:border-box;
}

.services-hero .hero-content{
    max-width:760px;
    margin:0 auto;
    text-align:center;
}

.services-hero h1{
    font-size:3.4rem;
    line-height:1.2;
    letter-spacing:-1.5px;
    color:#17365d;
    margin:0 0 20px;
}

.services-hero .hero-tagline{
    font-size:1.1rem;
    line-height:1.6;
    color:#555;
    font-weight:700;
    margin:0 auto 15px;
    max-width:750px;
}

.services-hero .hero-description{
    font-size:1.05rem;
    line-height:1.7;
    color:#666;
    max-width:700px;
    margin:0 auto 28px;
}

.services-hero .buttons{
    display:flex;
    justify-content:center;
    gap:15px;
    flex-wrap:wrap;
}
.services-hero .hero-trust{
    margin-top:40px;
    display:flex;
    justify-content:center;
    align-items:center;
    gap:32px;
    flex-wrap:wrap;
    color:#555;
    font-size:.95rem;
    font-weight:600;
}

.services-hero .hero-trust span{
    display:flex;
    align-items:center;
    gap:8px;
}

.services-hero .hero-trust i{
    color:var(--gold);
    font-size:1.1rem;
}
.services-hero .btn-outline{
    border:2px solid #17365d;
    color:#17365d;
    background:transparent;
}

.services-hero .btn-outline:hover{
    background:#17365d;
    color:#fff;
}

.services-hero p{
    font-size: 1.2rem;
    color: #666;
    max-width: 600px;
    margin: 0 auto;
}

.services-hero .btn{
    display: inline-block;
    margin-top: 30px;
}
/* ===========================
   WHY CHOOSE HARBOR
=========================== */

.why-harbor{
    max-width:1200px;
    margin:90px auto;
    padding:0 30px;
    text-align:center;
}

.why-harbor h2{
    font-size:2.6rem;
    color:var(--navy);
    margin-bottom:50px;
}

.why-grid{
    display:grid;
    grid-template-columns:repeat(auto-fit,minmax(280px,1fr));
    gap:30px;
}

.why-item{
    background:#fff;
    border-radius:18px;
    padding:40px 30px;
    box-shadow:0 12px 30px rgba(0,0,0,.08);
    transition:.3s;
}

.why-item:hover{
    transform:translateY(-6px);
}

.why-item i{
    font-size:3rem;
    color:var(--gold);
    margin-bottom:20px;
}

.why-item h3{
    color:var(--navy);
    margin-bottom:15px;
}

.why-item p{
    color:#666;
    line-height:1.7;
}
/* ============================
   Start Your Business Hero
============================ */

.start-business-hero{
    background:linear-gradient(rgba(15,39,71,.85), rgba(15,39,71,.85)),
    url("images/business-meeting.jpg") center/cover no-repeat;
    color:#fff;
    text-align:center;
    padding:120px 20px;
}

.start-business-hero h1{
    font-size:3.2rem;
    margin-bottom:20px;
}

.start-business-hero p{
    max-width:750px;
    margin:0 auto 35px;
    font-size:1.2rem;
    line-height:1.8;
}

.start-business-hero .btn-primary{
    display:inline-block;
}

/* ============================
   How It Works Section
============================ */

.how-it-works{
    padding:100px 30px;
    background:#f8fafc;
    text-align:center;
}

.how-it-works h2{
    font-size:2.8rem;
    color:var(--navy);
    margin-bottom:20px;
}

.how-it-works .section-text{
    max-width:700px;
    margin:0 auto 60px;
    color:#666;
}

.steps-grid{
    max-width:1200px;
    margin:0 auto;
    display:grid;
    grid-template-columns:repeat(auto-fit,minmax(260px,1fr));
    gap:40px;
}

.step{
    background:#fff;
    border-radius:20px;
    padding:45px 35px;
    border-top:5px solid var(--gold);
    box-shadow:0 12px 35px rgba(13,35,66,.08);
    transition:all .35s ease;
    text-align:center;
}

.step:hover{
    transform:translateY(-10px);
    box-shadow:0 22px 50px rgba(13,35,66,.18);
}
.step i{
    font-size:3rem;
    color:var(--gold);
    margin-bottom:25px;
}

.step h3{
    color:var(--navy);
    margin-bottom:15px;
}

.step p{
    color:#666;
    line-height:1.7;
}
/* ============================
   Business Intake Form
============================ */

.business-intake{
    padding:100px 30px;
    background:#ffffff;
}

.business-intake .container{
    max-width:1200px;
    margin:0 auto;
}

.business-intake h2{
    text-align:center;
    color:var(--navy);
    /* your existing styles continue here */
}

/* ADD THIS NEXT */

.intake-form h3{
    margin-top:40px;
    margin-bottom:20px;
    padding:18px 24px;
    background:#f4f6f9;
    border-left:7px solid #caa24b;
    border-radius:10px;
    color:#0f2747;
}

.business-intake .section-text{
    max-width:700px;
    margin:0 auto 50px;
    text-align:center;
    color:#666;
}

.intake-form{
    width:100%;
    max-width:1200px;
    margin:0 auto;
}

.form-row{
    display:grid;
    grid-template-columns:repeat(3,1fr);
    gap:25px;
    margin-bottom:30px;
}

.form-group{
    display:flex;
    flex-direction:column;
}

.form-group label{
    font-weight:600;
    color:var(--navy);
    margin-bottom:8px;
}

.form-group input,
.form-group select,
.form-group textarea{
    padding:15px;
    border:1px solid #d9d9d9;
    border-radius:10px;
    font-size:1rem;
    transition:.3s;
}

.form-group input:focus,
.form-group select:focus,
.form-group textarea:focus{
    outline:none;
    border-color:var(--gold);
    box-shadow:0 0 0 3px rgba(202,162,75,.20);
}

@media(max-width:900px){

    .form-row{
        grid-template-columns:1fr;
    }

}
.full-width{
    flex:1 1 100%;
}

.checkbox-group{
    margin-top:20px;
    font-size:15px;
}

.checkbox-group label{
    display:flex;
    align-items:center;
    gap:10px;
    cursor:pointer;
}

.checkbox-group input[type="checkbox"]{
    width:auto;
}
.additional-services-grid{
    display:grid;
    grid-template-columns:repeat(2, minmax(180px, 1fr));
    gap:18px 40px;
    margin-top:20px;

}

.additional-services-grid label{
    display:flex;
    align-items:flex-start;
    gap:10px;
    line-height:1.4;
    min-height:44px;

}
.additional-services-grid{
    display:grid;
    grid-template-columns:repeat(2, 1fr);
    column-gap:80px;
    row-gap:12px;
    max-width:900px;
    margin:10px auto 0;
}

.additional-services-grid label{
    display:flex;
    align-items:flex-start;
    gap:10px;
    line-height:1.5;
}

.additional-services-grid input[type="checkbox"]{
    margin-top:4px;
    flex-shrink:0;

}
.filing-summary{
    max-width:1000px;
    margin:40px auto;
    background:#f8f9fc;
    border:1px solid #d9dee8;
    border-left:6px solid #caa24b;
    border-radius:12px;
    padding:30px;
    box-shadow:0 10px 25px rgba(0,0,0,.05);
}

.filing-summary h3{
    margin:0 0 25px;
    color:#0f2747;
    font-size:32px;
    font-weight:700;
    background:none;
    border:none;
    padding:0;
}

.summary-row{
    display:grid;
    grid-template-columns:180px 1fr;
    align-items:center;
    gap:20px;
    padding:14px 0;
    border-bottom:1px solid #e6eaf2;
}

.summary-row:last-child{
    border-bottom:none;
}

.summary-row span{
    color:#666;
    font-weight:500;
}

.summary-row strong{
    color:#0f2747;
    font-weight:700;
}
/* Submission Success Message */

.submission-success{
    display:none;
    max-width:700px;
    margin:40px auto;
    padding:40px;
    background:#f8fbf7;
    border:2px solid #2e7d32;
    border-radius:12px;
    text-align:center;
    box-shadow:0 10px 30px rgba(0,0,0,.08);
}

.success-icon{
    width:80px;
    height:80px;
    margin:0 auto 20px;
    border-radius:50%;
    background:#2e7d32;
    color:#fff;
    font-size:42px;
    font-weight:bold;
    display:flex;
    align-items:center;
    justify-content:center;
}

.submission-success h3{
    color:#0f2747;
    margin-bottom:15px;
    font-size:34px;
}

.submission-success p{
    color:#555;
    font-size:18px;
    line-height:1.7;
}
/* ===========================
   Mobile Responsive Styles
=========================== */

@media (max-width: 768px) {
    header .container{
    flex-direction:column;
    align-items:center;
    gap:15px;
}

header nav ul{
    display:flex;
    flex-wrap:wrap;
    justify-content:center;
    gap:12px 20px;
}

header nav a{
    font-size:15px;
}

header .site-logo{
    width:260px;
    max-width:100%;
    height:auto;
}

    .container{
        width:90%;
        margin:0 auto;
    }

    h1{
        font-size:2.2rem;
    }

    h2{
        font-size:1.8rem;
    }

    h3{
        font-size:1.4rem;
    }

    p{
        font-size:16px;
    }

    .hero{
        padding:80px 20px;
        text-align:center;
    }

    .hero-buttons{
        display:flex;
        flex-direction:column;
        gap:15px;
        align-items:center;
    }

    .btn{
        width:100%;
        max-width:320px;
        text-align:center;
    }

    .services-grid,
    .pricing-grid,
    .trust-container,
    .feature-grid,
    .card-grid{
        grid-template-columns:1fr;
    }

    table{
        display:block;
        overflow-x:auto;
    }

    input,
    select,
    textarea{
        width:100%;
    }

    .form-row{
        grid-template-columns:1fr;
    }

    footer{
        text-align:center;
    }
    .business-intake{
    padding:40px 15px;
}

.business-intake h2{
    font-size:1.8rem;
    margin-bottom:12px;
}

.business-intake .section-text{
    font-size:15px;
    line-height:1.6;
    margin-bottom:25px;
}
header{
    position:static;
}
footer p,
footer a{
    overflow-wrap:anywhere;
    word-break:break-word;
}

footer h3{
    font-size:1.8rem;
}

footer{
    padding:50px 20px;
}
header h1{
    font-size:2rem;
    text-align:center;
    line-height:1.2;
    margin:0;
}

header .container{
    width:100%;
    padding:15px;
}
}
header nav ul{
    width:100%;
    justify-content:center;
    .hero-buttons{
    width:100%;
    margin-top:25px;
}

.hero-content .btn,
.hero-content .btn-outline{
    display:block;
    width:100%;
    max-width:240px;
    margin:0 auto 15px;
    box-sizing:border-box;
    text-align:center;
}
.hero-buttons .btn-secondary{
    width:100%;
    max-width:240px;
}
.logo{
    width:100%;
    max-width:none;
    text-align:center;
    line-height:1.2;
}

.logo-first-line{
    display:block;
    white-space:nowrap;
    font-size:1.45rem;
}

.logo-second-line{
    display:block;
    white-space:nowrap;
    font-size:1.45rem;
}

.logo-second-line{
    font-size:1.65rem;
}
}
/* Progress Bar */

.form-progress {
    margin: 30px 0;
}

.progress-text {
    display: flex;
    justify-content: space-between;
    align-items: center;
    margin-bottom: 10px;
    font-weight: 600;
    color: #0f2747;
}

.progress-track {
    width: 100%;
    height: 12px;
    background-color: #e5e7eb;
    border-radius: 999px;
    overflow: hidden;
}

.progress-bar {
    width: 0%;
    height: 100%;
    background: linear-gradient(90deg, #caa24b, #0f2747);
    border-radius: 999px;
    transition: width 0.4s ease;
}
/* Hero Tagline */

.hero-tagline {
    font-size: 1.6rem;
    color: #caa24b;
    margin: 15px 0;
    font-weight: 700;
    text-align: center;
}

.hero-description{
    max-width:700px;
    margin:30px auto;
    font-size:1.15rem;
    line-height:1.8;
    text-align:center;
    color:#fff;
}
/* ==================================
   PARTNERS PAGE
================================== */

.partner-benefits,
.partner-program,
.partner-cta {
    padding: 80px 30px;
}

.partner-benefits,
.partner-cta {
    background: #ffffff;
}

.partner-program {
    background: #f4f6f9;
}

.partner-benefits .container,
.partner-program .container,
.partner-cta .container {
    max-width: 1200px;
    margin: 0 auto;
}

.partner-benefits h2,
.partner-program h2,
.partner-cta h2 {
    text-align: center;
    color: #0f2747;
    font-size: 2.3rem;
    margin-bottom: 40px;
}

.partner-benefits .services-grid,
.partner-program .services-grid,
.partner-cta .services-grid {
    display: grid;
    grid-template-columns: repeat(2, minmax(0, 1fr));
    gap: 28px;
}

.partner-benefits .service-card,
.partner-program .service-card,
.partner-cta .service-card {
    background: #ffffff;
    padding: 32px;
    border-radius: 12px;
    border-top: 4px solid #caa24b;
    box-shadow: 0 10px 30px rgba(15, 39, 71, 0.1);
}

.partner-benefits .service-card h3,
.partner-program .service-card h3,
.partner-cta .service-card h3 {
    color: #0f2747;
    margin-bottom: 15px;
}

.partner-benefits .service-card p,
.partner-program .service-card p,
.partner-cta .service-card p {
    line-height: 1.7;
    color: #555;
}

.partner-program .service-card ul {
    list-style: none;
    padding: 0;
    margin-top: 20px;
}

.partner-program .service-card li {
    margin-bottom: 10px;
    color: #0f2747;
}

.partner-cta {
    text-align: center;
}

.partner-cta .btn {
    display: inline-block;
    margin-top: 25px;
}

@media (max-width: 768px) {
    .partner-benefits,
    .partner-program,
    .partner-cta {
        padding: 55px 20px;
    }

    .partner-benefits .services-grid,
    .partner-program .services-grid,
    .partner-cta .services-grid {
        grid-template-columns: 1fr;
    }

    .partner-benefits h2,
    .partner-program h2,
    .partner-cta h2 {
        font-size: 1.8rem;
    }
}
/* Partners Hero Text */

.partner-hero .hero-description,
.hero .hero-description {
    color: #ffffff;
    max-width: 760px;
    margin: 20px auto 0;
    line-height: 1.8;
    font-size: 1.05rem;
    text-shadow: 0 2px 6px rgba(0, 0, 0, 0.45);
}

.partner-hero .hero-tagline,
.hero .hero-tagline {
    color: #caa24b;
    text-shadow: 0 2px 6px rgba(0, 0, 0, 0.45);
}
/* Partner Statistics */

.partner-stats {
    padding: 55px 30px;
    background: #0f2747;
}

.partner-stats .container {
    max-width: 1200px;
    margin: 0 auto;
}

.partner-stats .services-grid {
    display: grid;
    grid-template-columns: repeat(4, minmax(0, 1fr));
    gap: 20px;
}

.partner-stats .service-card {
    background: transparent;
    border: 1px solid rgba(255, 255, 255, 0.2);
    border-top: 3px solid #caa24b;
    border-radius: 10px;
    padding: 28px 20px;
    text-align: center;
    box-shadow: none;
}

.partner-stats .service-card h2 {
    color: #caa24b;
    font-size: 2rem;
    margin: 0 0 8px;
}

.partner-stats .service-card p {
    color: #ffffff;
    margin: 0;
    font-size: 1rem;
}

@media (max-width: 768px) {
    .partner-stats {
        padding: 40px 20px;
    }

    .partner-stats .services-grid {
        grid-template-columns: repeat(2, minmax(0, 1fr));
    }
}

@media (max-width: 480px) {
    .partner-stats .services-grid {
        grid-template-columns: 1fr;
    }
}
/* Contact Page Section */

.contact-section {
    padding: 70px 30px;
    background: #f4f6f9;
}

.contact-section .container {
    max-width: 1200px;
    margin: 0 auto;
}

.contact-section h2 {
    text-align: center;
    color: #0f2747;
    font-size: 2.3rem;
    margin: 0 0 18px;
}

.contact-section .section-text {
    max-width: 760px;
    margin: 0 auto 45px;
    text-align: center;
    line-height: 1.7;
    color: #555;
}
/* Home Page Hero Fix */

.home-hero {
    min-height: 520px;
    display: flex;
    align-items: center;
    justify-content: center;
    padding: 80px 30px;
    box-sizing: border-box;
}

.home-hero .hero-content {
    max-width: 850px;
    margin: 0 auto;
    text-align: center;
}

.home-hero .hero-content h1 {
    margin: 0 0 20px;
    line-height: 1.1;
}
/* Hero Statistics */

.hero-stats{
    display:grid;
    grid-template-columns:repeat(4,1fr);
    gap:30px;
    max-width:1200px;
    margin:-60px auto 80px;
    padding:0 30px;
    position:relative;
    z-index:5;
}

.stat{
    background:#fff;
    border-radius:16px;
    padding:35px 25px;
    text-align:center;
    box-shadow:0 15px 35px rgba(13,35,66,.12);
    transition:.3s;
    cursor:pointer;
}

.stat:hover{
    transform:translateY(-12px);
    box-shadow:0 25px 55px rgba(13,35,66,.20);
}
.stat h2{
    color:#d1a542;
    font-size:2.2rem;
    margin-bottom:10px;
}

.stat p{
    color:#555;
    font-weight:600;
}
/* Services Page Card Titles */

.benefits-section .card h3{
    font-size:1.45rem;
    font-weight:700;
    color:var(--navy);
    margin-bottom:15px;
}
/* Services Page Icons */

.benefits-section .card .icon i{
    font-size:3.6rem;
    color:var(--gold);
    margin-bottom:25px;
}
/* Services Page Buttons */

.benefits-section .btn{
    font-weight:700;
    letter-spacing:.3px;
    transition:all .3s ease;
}

.benefits-section .btn:hover{
    background:#b88d2d;
    transform:translateY(-3px);
    box-shadow:0 15px 35px rgba(202,162,75,.35);
}
/* Services Hero Secondary Button */

.services-hero .btn-outline{
    background:#fff;
    border:2px solid var(--navy);
    color:var(--navy);
    min-width:220px;
    text-align:center;
    transition:all .3s ease;
}

.services-hero .btn-outline:hover{
    border-color:var(--gold);
    color:var(--gold);
    transform:translateY(-3px);
    box-shadow:0 12px 28px rgba(13,35,66,.15);
}
@media (max-width:768px){

    .services-hero .hero-trust{
        flex-direction:column;
        gap:16px;
    }

}
/* Start a Business Hero Layout */

body:has(.hero .hero-trust) .hero .hero-content{
    max-width:760px;
    margin:0 auto;
    text-align:center;
    padding:40px 20px;
}

body:has(.hero .hero-trust) .hero .buttons{
    display:flex;
    justify-content:center;
    gap:16px;
    flex-wrap:wrap;
    margin-top:28px;
}

body:has(.hero .hero-trust) .hero .hero-trust{
    display:flex;
    justify-content:center;
    align-items:center;
    gap:24px;
    flex-wrap:wrap;
    margin-top:22px;
    font-size:.95rem;
    font-weight:600;
}

body:has(.hero .hero-trust) .hero .hero-trust span{
    display:flex;
    align-items:center;
    gap:7px;
}

body:has(.hero .hero-trust) .hero .hero-trust i{
    color:var(--gold);
}
@media (min-width:901px){

    body{
        padding-top:149px;
    }

    header{
        padding:10px 40px;
    }

    header .logo{
        width:460px;
        height:125px;
        overflow:hidden;
        flex:0 0 460px;
    }

    header .site-logo{
        display:block;
        width:460px;
        height:125px;
        max-width:none;
        object-fit:cover;
        object-position:center;
    }
}
@media (min-width:901px){

    .partner-cta .services-grid{
        grid-template-columns:repeat(3, minmax(0, 1fr));
        max-width:1200px;
        margin-left:auto;
        margin-right:auto;
    }
}